Frequently asked questions
Clear answers before you take the next step.
Learn what pre-qualification means, what information may be needed and how different financing paths can work.
Check My OptionsWhat kinds of business needs can financing support?
Depending on the program, financing may support working capital, equipment or vehicles, commercial real estate, business acquisitions, eligible refinancing, inventory, renovations, expansion and other qualified business priorities.
How much financing could be available?
Available amounts depend on the program and your business profile, including revenue, time in business, credit, cash flow, collateral when applicable and the planned use of funds. Pre-qualification is the best way to begin evaluating possible options.
Will checking my options guarantee approval?
No. A pre-qualification or information submission does not guarantee approval or funding. The applicable financing provider determines eligibility, underwriting, approval, rates, terms, documentation and final funding decisions.
How quickly could financing be completed?
Timing varies by program and how quickly required documents are provided. Some working-capital options may move faster, while SBA, acquisition and commercial real estate requests generally require a more detailed review.
What information should I have ready?
Helpful information typically includes your business name, time in business, annual or monthly revenue, requested amount, intended use of funds and estimated credit range. Additional documents depend on the program.
Can startups explore financing options?
Yes, although startup options are more limited and depend heavily on the industry, owner profile, available collateral, experience, equity contribution and the selected program. SCC can help organize the request and identify a practical next step.
Does SCC serve businesses outside Georgia?
Yes. Southern Commercial Capital is based in Atlanta, Georgia and serves eligible businesses nationwide through independent financing providers.
